Arizona Car Insurance
n the state of Arizona, all drivers must show financial responsibility for damages they may cause while behind the wheel. Arizona Car Insurance is important in reducing the number of lawsuits on the road.
This the two forms include:
- Proof of liability insurance
OR
- Certificate of deposit of $40,000 assigned to the Office of the Arizona State Treasurer
As soon as you become a resident of Arizona, you are going to need to acquire Arizona Car Insurance Other people who will need insurance include:
- Those Working in Arizona
- Those Registering to vote in Arizona
- Those in Arizona for at least 7 months
- Those Paying in-state tuition for yourself or your children
- Owners of an Arizona-based business with in-state vehicles
- Owners of businesses that transports people or materials within AZ
In addition to liability insurance, Arizona car insurance carriers offer optional types of coverage, as well as various discounts to save you money.
Liability Insurance
Just like every state, Arizona has a minimum requirement for Liability Insurance. When you drive in the state, you’ll need to provide proof that you have at least the minimum Arizona Car Insurance. The required amounts of liability coverage in Arizona are:
Bodily injury coverage:
- $15,000 per person
- $30,000 total per accident
Property damage coverage:
- $10,000 per accident
If you are in need of the minimum required liability insurance then contact us today. SkyBlue Insurance is an authorized representative for the leading providers of Arizona Car Insurance. Give us a call at 1-800-771-7758 and allow one of our agents to help. You can also request an Arizona Car Insurance quote for free and get your results instantly.
Self-Funded Insurance
In Arizona, drivers have the option to opt out of insurance by holdings $4,000 in a Certificate of Deposit account. You can get a CD Account by contacting the Arizona State treasurer.
Additional Car Insurance in Arizona
There are also loads of Arizona Car Insurance coverage options available to keep you even more protected on the road. There are a few options that most carriers provide. Some of the more common Arizona Car Insurance coverage options available to add to your policy include:
- Collision coverage
- Comprehensive coverage
- Uninsured & Underinsured Motorist Coverage
- Medical Payments Coverage
- Rental Reimbursement Coverage
- Full Glass Coverage
SR22 Certification in Arizona
The SR-22 is required to reinstate the driver’s license or vehicle registration after a suspension. Reason’s your license and registration can be suspended for the following reasons:
- Failing to have minimum liability coverage
- An alcohol or drug violation, e.g., DUI
SR-22 forms can be expensive based on how long you’ll need it.
AZ Car Insurance Discounts
Many Arizona Car Insurance carriers provide numerous discount options to help reduce the cost of your policy. Some of the common discounts include:
- Multiple vehicles on one policy
- Multiple policies with one insurance company
- Accident free drivers
- Good grades for student drivers
- Safety features in your car, such as air bags
- Anti-theft features in your car
If you’re ready to get the Arizona Car Insurance coverage you need, don’t hesitate to give us a call. You can also get your results rapidly by requesting an Arizona Car Insurance quote for free.
